Effective Date: December 13, 2024

1. ACCEPTANCE OF TERMS

These Terms and Conditions (“Terms”) govern your use of the websites nusnote.com and learn.nusnote.com (collectively, the “Platforms” or “Services”) operated by Nusnote (“Company,” “we,” “us,” or “our”). By accessing, browsing or using either Platform, you confirm that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations.

If you do not agree with these Terms, you must not use our Platforms.

2. DESCRIPTION OF SERVICES

2.1. Nusnote.com Services
  • Curated reviews and recommendations of digital tools and software
  • Affiliate marketing guides and educational content
  • Dropshipping resources and strategies
  • Software deals, discounts, and promotional offers
  • Community engagement through social media channels
  • Blog content related to digital entrepreneurship and online business
2.2. Nusnote Academy’s Services
  • Expert-led online courses and training programs
  • Educational content covering affiliate marketing, blogging, dropshipping, and freelancing
  • Course materials, videos, and downloadable resources
  • Digital learning platform with user accounts and progress tracking

3. ELIGIBILITY AND ACCOUNT REGISTRATION

3.1. Age Requirements

You must be at least 18 years old to use our Services. Users between 13–17 years old may only use our Services with parental consent and supervision.

3.2. Account Creation

To access certain features, particularly on Learn.NusNote.com, you may need to create an account. By doing so, you agree to:

  • Provide accurate, current and complete information
  • Maintain and update your account information
  • Keep your login credentials secure and confidential
  • Notify us immediately of any unauthorized access
  • Accept responsibility for all activities under your account

4. PAYMENT TERMS AND REFUND POLICY

4.1. Course Payments
  • All course prices are listed in USD unless otherwise specified
  • Payment is required in full before accessing course materials
  • We accept major credit cards and other listed payment methods
  • Prices are subject to change without prior notice; existing enrollments are honored at the original purchase price
4.2. Refund Policy
  • 7-Day Money-Back Guarantee: Full refund available within 5 days of purchase if you are not satisfied with the course content
  • Refund requests must be submitted in writing to our support team
  • Refunds are processed within 5–10 business days
  • Course access is revoked upon refund processing
  • No refund is granted if 20% or more of the course has been consumed or downloaded before the refund request
  • Exceptions may be considered if you demonstrate that you implemented course strategies in a real business setting
  • Promotional offers and discounts may carry different refund terms specified at purchase
4.3. Affiliate Commissions

When you purchase through affiliate links on Nusnote, we may earn a commission at no additional cost to you. This does not affect the fairness or integrity of our recommendations.

5. INTELLECTUAL PROPERTY RIGHTS

5.1. Our Content

All content on our Platforms, including but not limited to:

  • Course materials, videos, and educational content
  • Blog posts, articles, and guides
  • Software reviews and recommendations
  • Website design, graphics, and user interface
  • Trademarks, logos, and brand materials

is owned by Nusnote or its licensors and protected by copyright, trademark, and other intellectual property laws.

5.2. License to Use

We grant you a limited, non-exclusive, non-transferable license to access and use our content strictly for personal, non-commercial purposes, subject to these Terms.

5.3. Prohibited Uses

You may not:

  • Reproduce, distribute or publicly display our content without permission
  • Create derivative works from our materials
  • Use our content for commercial purposes without authorization
  • Share course login credentials or materials with others
  • Reverse engineer or extract proprietary content

6. USER CONDUCT AND PROHIBITED ACTIVITIES

You agree not to:

  • Violate any applicable laws or regulations
  • Infringe upon intellectual property rights
  • Transmit harmful, offensive or inappropriate content
  • Engage in spamming, phishing or fraudulent activities
  • Attempt unauthorized access to our systems
  • Interfere with Platform functionality
  • Use automated tools to scrape or collect data
  • Impersonate others or provide false information
  • Engage in activities that may harm our reputation or business

7. THIRD-PARTY LINKS AND SERVICES

7.1. External Links

Our Platforms may link to third-party websites and tools. We are not responsible for:

  • Content, accuracy, or availability of third-party sites
  • Privacy practices of external websites
  • Transactions or interactions with third parties
  • The performance or quality of recommended services
7.2. Affiliate Relationships

We maintain affiliate partnerships and may earn commissions on qualifying purchases. These relationships do not affect editorial independence and do not add costs to you.

8. PRIVACY AND DATA PROTECTION

Your privacy matters to us. Collection and use of personal information are governed by our Privacy Policy, incorporated by reference into these Terms. By using our Services, you consent to our data practices.

9. DISCLAIMERS AND LIMITATIONS OF LIABILITY

9.1. Educational Purpose

Our content is for educational purposes only. We make no guarantees regarding:

  • Business or income success
  • The effectiveness of strategies taught
  • Performance of third-party tools or services
  • Accuracy or completeness of all information provided
9.2. No Warranties

Our Services are provided “as is” and “as available”, without warranties of any kind, express or implied. Examples provided should not be interpreted as guarantees of income or results. Nusnote does not promote any “get-rich-quick” schemes.

9.3. Limitation of Liability

To the fullest extent allowed by law, Nusnote shall not be liable for indirect, incidental or consequential damages (including loss of profits, data, or opportunities). Our total liability shall not exceed the amount paid to us in the 12 months preceding the claim.

10. INDEMNIFICATION

You agree to indemnify and hold harmless Nusnote, its officers, employees, and affiliates from any claims, damages or liabilities arising from:

  • Your use of our Services
  • Your breach of these Terms
  • Your violation of third-party rights
  • Content you submit or transmit through our Platforms

11. TERMINATION

11.1. Termination by You

You may stop using our Services anytime. To delete your account, contact our support team.

11.2. Termination by Us

We may suspend or terminate your access without notice if you:

  • Violate these Terms
  • Engage in fraud or illegal activity
  • Abuse our Services or users
  • Create technical or security risks
11.3. Effect of Termination

Upon termination:

  • Your right to access our Services ceases immediately
  • You remain responsible for outstanding payments
  • Relevant provisions of these Terms shall survive termination

12. MODIFICATIONS TO TERMS

We may update these Terms at any time. When changes occur, we will:

  • Post the updated Terms on our Platforms
  • Update the “Last Updated” date
  • Notify users of major updates via email or Platform notice

Continued use after modifications constitutes acceptance of the new Terms.

13. GOVERNING LAW AND DISPUTE RESOLUTION

13.1. Governing Law

These Terms shall be governed by and construed under the laws of Singapore, without regard to conflict of law principles.

13.2. Dispute Resolution

Before initiating any formal legal action, you agree to first contact us in good faith to attempt to resolve any disputes informally.

If the dispute cannot be resolved informally within 30 days, it shall be finally settled by binding arbitration in accordance with the United Nations Commission on International Trade Law (UNCITRAL) Arbitration Rules in effect at the time of the dispute.

  • The arbitration shall be administered by an independent and neutral appointing authority agreed upon by both parties.
  • The seat (legal place) of arbitration shall be Singapore.
  • The language of arbitration shall be English, unless otherwise agreed by the parties.
  • The arbitral award shall be final and binding on the parties, and judgment upon the award may be entered in any court having jurisdiction.
13.3. Scope of Arbitration

The arbitration requirement applies to all disputes, claims, or controversies arising out of or relating to these Terms, including but not limited to:

  • Course purchases, refund requests, or payment obligations under Section 4 (Payment Terms and Refund Policy).
  • Issues related to the use of Services, content access, or account management.
  • Claims concerning limitations of liability or indemnification under Sections 9 and 10.
13.4. Exceptions

Nothing in this section prevents either party from seeking interim or injunctive relief in a court of competent jurisdiction, where necessary to protect rights, enforce intellectual property, or preserve assets pending arbitration.

14. MISCELLANEOUS PROVISIONS

  • Entire Agreement: These Terms and our Privacy Policy form the entire agreement between you and Nusnote.
  • Severability: If any provision is unenforceable, the remainder will remain valid.
  • Assignment: We may assign rights under these Terms without consent. You may not assign your rights without written approval.
  • No Waiver: Failure to enforce any right does not waive it.

15. CONTACT INFORMATION

For questions regarding these Terms, contact us:
E-mail: info@nusnote.com

Last Updated: October 3, 2025